Right to Manage Insurance

Right to Manage Insurance – All You Need to Know

1st Sure’s Right to Manage’ Insurance has been specifically created to serve the complex needs of a variety of flats and blocks of flats property managers.  It is intended to ensure the needs of freeholders, residents’ associations, management companies and right to manage companies are met and is a policy that can cover purpose built blocks of flats, houses converted into flats or  apartments or apartments with heritage features.  Our Right to Manage Insurance is written on an all risks basis and provides for the exact needs of flats and blocks of flats owners cover that automatically includes:

  • Bespoke buildings cover for flats including index linking
  • Loss of rent / alternative accommodation up to 33% of buildings sum insured
  • Trace & access of leaks £50,000
  • Property owners liability of £5,000,000 or £10,000,000
  • Replacement locks following theft of keys £2,500
  • Loss of metered supplies £25,000
  • Damage to gardens by emergency services £25,000
  • Landlords gardening equipment £10,000
  • Felling or lopping of dangerous trees £2,500
  • Removal of Bees and/or wasps nests £2,500
  • Removal of fly tipping £2,500
  • Communal contents up to £25,000
  • Employers Liability of £10,000,000
  • Damage to underground services
  • Breakage of fixed glass & sanitary fixtures
  • Reinstatement costs of complying with EU and Public Authorities

Additional covers designed to protect the interests of the policyholder / flat owners automatically include:

  • Automatic extension for repairs / contract works up to £50,000
  • A non-invalidation clause to prevent the policy being invalidated by events unknown by or outside the control of the policyholder
  • Automatic extension to the Public Liability section to protect management companies, residents associations, right to manage companies and lessees
  • Automatic extension to extend loss of rent cover to private lessees who rent their flats
  • Automatic compliance with the mortgage lenders handbook
  • Automatic inclusion of interested parties
  • Automatic transfer of interest extension to cover sale of flats

We can also offer the following extensions:

We strongly recommend Directors & Officers cover and Legal Expenses for right to manage companies.

So, if you’re in need of any Right to Manage Insurance advice then why not get in touch and let 1st Sure’s dedicated team help.  You can contact us by calling us on 0345 370 2842 or if you’d like to get a free quote then just click here 

Our Products

Freeholders building insurance

Our policy is specifically designed to suit the requirements of freeholders whilst ensuring that the flat owners are suitably protected at a reasonable premium.

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Buildings insurance for converted flats

We offer a bespoke buildings insurance policy ideally suited to properties which have been converted into flats.

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Property management insurance

We offer a buildings insurance policy that suits anyone involved in managing blocks of flats whether they are purpose built, converted property or apartments with heritage features.

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Right to manage insurance

We offer a comprehensive buildings insurance policy ideal for those who already have the right to manage their own property or are looking to do so.

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